loan scoring

См. также в других словарях:

• Loan Grading — A system of credit scoring that assigns a rating of asset quality to a portfolio of loans. Loan grading is based upon a comparison of all loans that are outstanding within a given portfolio. This system places loans into one of six categories,… …   Investment dictionary

• Credit scoring — A statistical technique wherein several financial characteristics are combined to form a single score to represent a customer s creditworthiness. The New York Times Financial Glossary * * * credit scoring ˈcredit ˌscoring noun [uncountable]… …   Financial and business terms

• credit scoring — A statistical technique that combines several financial characteristics to form a single score to represent a customer s creditworthiness. Bloomberg Financial Dictionary * * * credit scoring ˈcredit ˌscoring noun [uncountable] BANKING ECONOMICS… …   Financial and business terms

• Credit Scoring — A statistical analysis performed by lenders and financial institutions to access a person s credit worthiness. Lenders use credit scoring, among other things, to arrive at a decision on whether to extend credit. A person s credit score is a… …   Investment dictionary

• credit scoring —  Computerized method of rating a consumer’s credit worthiness based on income, past credit experience, and debt.  ► “Credit scoring attempts to quantify in a single number, the likelihood a potential borrower will repay his loan.” (Forbes, Dec.… …   American business jargon

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